By accessing or using the RubitPay website (rubitpay.com) or any of our products or solutions, you agree to be bound by these Terms and Conditions and any additional terms referenced herein. If you do not agree to these Terms, you must immediately cease using the website or RubitPay's services.
RubitPay is operated by M3 Innovative Insights Limited, a company incorporated in Hong Kong.
2.1 Eligibility. You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use the website. By accessing and using the site, you represent and warrant that you meet these eligibility requirements.
2.2 User Responsibilities. You agree to use the website solely for lawful purposes and in compliance with all applicable laws, regulations, and these Terms. You are responsible for maintaining the confidentiality of any login credentials associated with your account and for all activities that occur under your account.
2.3 Web Services and API Solutions. RubitPay provides web services and API solutions. Your use of these services is subject to specific terms including API usage agreements and service level agreements provided separately.
RubitPay facilitates payment processing for merchants seeking to accept local Russian payment methods. All payment processing services are subject to:
As a merchant using RubitPay services, you agree to:
Applicable processing fees, FX rates, and settlement terms are set out in your merchant agreement. RubitPay reserves the right to adjust fees with reasonable notice. All fees are exclusive of applicable taxes unless stated otherwise.
All content on this website, including text, graphics, logos, and software, is the property of M3 Innovative Insights Limited or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written consent.
To the maximum extent permitted by applicable law, RubitPay and M3 Innovative Insights Limited shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the services, including but not limited to loss of profits, data, or business opportunities.
RubitPay reserves the right to suspend or terminate access to services at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, RubitPay, or third parties.
These Terms shall be governed by and construed in accordance with the laws of Hong Kong Special Administrative Region. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Hong Kong.
RubitPay reserves the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the services after changes constitutes acceptance of the revised Terms.
For questions about these Terms, please contact us at sales@rubitpay.com or visit our Contact page.